Here’s my plan. I thought of this myself. It’s simple, it’s effective, it addresses the supposed primary sub-prime loans problem and my wife likes it:

Enact, in whatever way is most feasible, a rule that starting “tomorrow” ALL home loans have a 04.4% fixed interest rate for however long is left on your mortgage.  (If you have a fixed rate lower than this, that rate stays where it is; VRM can only go as high as 04.4%)

Everyone who is behind in their payments has those ‘behindnesses’ wiped out for now, and then those months are tacked on to the end of the loan. So if you’re 120 payments away from paying off your mortgage, and you’re currently three months behind, the behind payments are forgiven, in terms of penalties and bad credit ratings, and tacked on to the remaining payments, so you’re 123 payments from paying it off.

Yes, yes, this is too simple and the banks will squawk because there’s no joy in this plan for them, versus the $700 billion bail out…  But this costs NOTHING up front for the American Taxpayer, it will be enormously popular with 97.6% of American homeowners.  Sure, there will still be some people who will lose their homes, which is the case no matter how good the economy is, but I’m certain that the majority of people who can’t currently make their payments will be able to do so with a 04.4% rate.  And yes, I’m flexible as to what the rate should be.

Please feel free to erect a monument to me.

Lately  the  name  of  this  organization  keeps  popping  up  and   obamas  relationship  to  or  with  it .  Does  anyone  know   much  about  what it  is  , what   his  relationship  with  it   was  or is ?      allan

From  time  to  time  one  sees  a  story  about a  stampede .  Generally  they  seem to  be  in  places  like  India or  in  at  soccer  games  in  Europe  and/or  South America .   Does  anyone  remember a  recent (  say  in the last   30 years ) in America ?   I  don’t .    allan

http://news.aol.com/article/stampede-kills-scores-at-temple-in-india/194284

since  “everyone ” comsiders  Bush  some  kind  of   idiot  and  since  Bush is  encouraging   that  the  massive  bail out  be  passed why  is  it   the  congress  will  likely  go  along with  what  Bush  wants?   Somethings   wrong  somewhere .    allan

So, the doctor says the person that it makes the most sense to test is actually my dad.  He is the one closest (genetically speaking) to the last person affected by breast cancer (his mother).  The doctor also said that if my dad does not have the gene, then none of his daughters do.

I  happen  to  have  been  in a   FTR  chat  and  I  saw  someone  say  this  and  found  it  moderately humorous :

Ddfreeport: PALIN SAYED SHE ENJOYED GOING TO THE UNITED NATIONS..BUT DIDNT REALIZE HOW MANY FOREIGNERS THERE WERE THERE

this  government  site  will give  you  the  epa gas  milage  rating  of  your existing  car  or  a  car  you might be  interested  in  buying.   If  you go  to  it   you  will probably  find  the  lincoln  I   just  bought  and  you can see  how  well (surprizingly)  that   tank  does  on  gas .     just  change  the  cars and  years  for  amy  car  you  might  be  interested in ,   allan

http://www.fueleconomy.gov/feg/findacar.htm

Paul Newman died at the age of 83. Rest in peace.

Clay Aiken is gay.

Tomorrow night – Season Premier of Dexter. Very few great TV shows worth getting excited about, Dexter is on top of the list.

I  cant  seem  to  get  the debate  live  on the  web  and  of  course  being  TV less thats  that ,.  I  guess I  will  miss  it   .  One  thing  you have  to  give  McCain  credit  for  with  his  foolish  “backing  out machinations”  is  I   bet  he  mightily  increased the   viewership  of  this  first  debate and here  I  am   not  being  able  to  see  it.    I  saw the  conventions  on a  free  ABC   news  thing  and they  claim  this   will also  be free  but  so  far  I cant  get it and  its  soon,   half  an  hour.  Oh well,  i  guesss I  will  have  to  read about  it  in the  morning .       I  think  I  can get  it  live  on  NPR radio  tho  and  I  might  do  that  but I really  like  to  watch  body  language in  debates .   so it  goes ,  allan

http://news.aol.com/article/palin-maze-carved-in-cornfield/189052